Franklin Mint FCU

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Commission & Fee Schedule – Self-Advisory Online Accounts

Stock, Exchange Traded Fund (ETF), Option and Mutual Fund Trades

Type of Order Price
Stock/ETF Trades - Priced less than $1, unlimited number of shares $29.95
Stock/ETF Trades - Priced at $1 or greater, 0 - 4,999 shares $14.95
Stock/ETF Trades - Priced at $1 or greater, 5,000 shares or more $0.01 per share
Option Trades $20 + $1.75 per contract ($29 minimum)
No Load Mutual Funds $24.95—$34.95
Load Mutual Funds See Prospectus
Broker-assisted trades (in addition to regular commission) $15.00

Investors should consider the investment objectives, risks, charges, and expenses of a mutual fund or exchange traded fund (ETF) carefully before investing. A prospectus containing this and other information about the mutual fund or ETF can be obtained from the issuer. The prospectus should be read carefully before investing.

Miscellaneous Fees

Service Fee
Annual Custodial Fee (Inactive Account) - Hold securities positions without trades $50.00
Annual Custodial Fee (Inactive Account) - Mutual Fund positions only without trades $25.00
ACH transfer rejects $25.00
Annual holding fee per REIT/ limited partnership (retirement account) $35.00
Cash due and margin interest charges As applicable
Direct Registration (DRS) $20.00
Employee stock option exercise (plus margin interest) $75.00
Extensions $25.00
Foreign securities processing As incurred
Foreign securities transaction charge $85.00
Legal transfer $60.00
Mutual Fund short-term redemption fee (Pershing NTF Funds only) $50.00
Overnight delivery (standard) $12.00
Paper Confirmation Surcharge $0.75
Paper Statement Surcharge $0.75
Real time/ Delayed Quotes No Charge
Reorganization – Mandatory No Charge
Reorganization – Voluntary No Charge
Restricted Securities Processing $75.00
Retail account transfers out $95.00
Retirement account maintenance fee ($100,000 or more) No Charge
Retirement account maintenance fee (under $100,000) - IRA, SEP $35.00
Retirement account maintenance fee (under $100,000) - SARSEP, SIMPLE, QRP $50.00
Retirement account termination fee $95.00
Returned checks $25.00
Stock dividend reinvestment No Charge
Stop payment on money market check $25.00
Stop/replace certificate As incurred
Wired Funds $25.00
Some fees on this list may not apply to all accounts. Fees are subject to change.

Margin Interest Rates

Debit Balance Margin Interest Rate
Less than $9,999.99 2.75% above Base Lending Rate
$10,000 to $29,999.99 2.00% above Base Lending Rate
$30,000 to $49,999.99 1.50% above Base Lending Rate
$50,000 and up .75% above Base Lending Rate

Margin rates adjust as the Base Lending Rate changes. Our Base Lending Rate is set at Pershing, LLC’s discretion with reference to commercially recognized interest rates (such as the broker call rates) and is subject to change without notice. When the Base Lending Rate changes during an interest period, interest will be calculated according to the number of days each rate is in effect during that period. Mutual funds must typically be held in the account for 30 days before they’re eligible for margin trading.

These rates are subject to change periodically, without prior notice. Margin interest rates adjust as the Base Lending Rate changes. Our Base Lending Rate is set at Pershing LLC’s discretion with reference to commercially recognized interest rates (such as the broker call rates) and is subject to change without notice. When the Base Lending Rate changes during an interest period, interest will be calculated according to the number of days each rate is in effect during that period.
IMPORTANT NOTE: Margin trading involves risks and it is important that you fully understand those risks before trading on margin. Read the Margin Disclosure Statement which outlines those risks, including:
  • You can lose more funds than you deposit in your margin account.
  • Your brokerage firm can force the sale of securities in your account.
  • Your brokerage firm can sell your securities without contacting you.
  • You are not entitled to choose which security in your margin account is liquidated or sold to meet a margin call.
  • Your brokerage firm can increase its "house" maintenance margin requirements at any time and is not required to provide you with advance written notice.
  • You are not entitled to an extension of time on a margin call.

Current money market fund yields

Please refer to the Rateboard for updated money market information.

Mutual fund commissions

CFS commissions schedule for mutual funds:

Fund Type Commission
Buy, sell, and exchange no loads $24.95—$34.95
Funds with front-end, back-end, or level sales charges (loads) See your prospectus
Broker-assisted orders Additional $15.00
These rates are subject to change periodically, without prior notice.

Investors should consider the investment objectives, risks, charges, and expenses of a mutual fund or exchange-traded fund (ETF) carefully before investing. A prospectus containing this and other information about the mutual fund or ETF can be obtained from the issuer. The prospectus should be read carefully before investing.

Quick Quotes

Quick quotes are available on the top right of each screen. Simply enter the security symbol for a concise quote which includes the last trade, bid, ask, change and volume for the day.

Non-deposit investment products and services offered through CUSO Financial Services, L.P. (Member FINRA/SIPC) are:
• not NCUA/NCUSIF or otherwise federally insured • not guarantees or obligations of the credit union
• may involve investment risk, may lose value